Wilmington NC Commercial Insurance from Nationwide Insurance

Business Insurance

You take pride in being a business owner. And with all your responsibilities, sometimes insurance isn’t always the first thing on your mind. With the risks you face every day, you need a successful business plan, and insurance protection with just the right coverage.

The business owner policy combines several types of insurance coverages together. We can offer you customized protection and a competitive price.

We are dedicated to protecting your business and all the important things that keep it running. We offer outstanding productions, superior customer service and even loss control services to make sure you business enjoys a stress-free experience.

Property Coverages:


  • Exterior glass
  • Appurtenant structures
  • Permanently installed machinery and equipment

Business Personal Property:

  • Tenant’s exterior glass
  • Furniture, fixtures, machinery, equipment and stock
  • Improvements you have made as a tenant

Business Income Coverage:

  • Actual loss sustained is included with options

Liability Coverages:

  • Premises/operations
  • Personal and advertising injury
  • Tenants property damage legal liability
  • Products/completed operations
  • Limited host liquor liability
  • Medical payments/sublimits
  • General aggregate limit applies per premises
  • Automatic “additional insured” status for those specified

Optional coverages available:

  • Employee dishonesty
  • Spoilage from power outage
  • Professional liability for certain classes
  • Hired and non-owned liability
  • Ordinance or law coverage
  • Employment related practices liability
  • Garagekeepers legal liability

We want to help keep your business running smoothly, no matter what. Call us for a consultation today!

Ask Stephen